I receive an email almost every day where people are impersonating as PayPal, threatening to close my account or to report a suspicious activity. If I was not aware of the ways spammers work, all my credit card limit would have been consumed by spammers in a single day.

We’ve limited your account.
As you know, your transaction was recently declined. Let us explain so we can make sure it doesn’t happen again. For your safety, we limit the amount of money that goes through your account. We do this to protect you, and us, from the rare occasions of fraud.

Here's how we can fix it:
• Tell us more about yourself, so we know you’re you.
• Link your credit card and use it for PayPal transactions.

Please update your information promptly so that you can continue to enjoy all the benefits of your paypal account. If you haven’t been able to complete your transaction yet, we can help you here.

Please do not reply to this email. We are unable to respond to inquiries sent to this address. For immediate answers to your questions, visit our Help Center by clicking "Help" located on any PayPal page or email.

Copyright © 2016 PayPal, Inc. All rights reserved. PayPal is located at 2211 N. First St., San Jose, CA 95131.

NA00129 49289

This is an HTML based email, and looks very authentic. Please do not trust them. The funny part is that the moment you use PayPal, you will receive this message as if some one inside PayPal is trying to make use of this information privy to paypal only